Personal Financial Literacy (PFL)

Personal Financial Literacy Standards and Resources

• Instructional Resources to teach Personal Financial Literacy
• 2020 Personal Financial Literacy Colorado Academic Standards
  • PK-12 Social Studies Personal Financial Literacy Standards Document - Full download coming soon
  • Access the Standards Online Search by content area and grade level to download and/or print 2020 Colorado Academic Standards
• 2009/2010 Combined Math and Social Studies
  Extracts all PFL expectations from economics and mathematics.
  • Combined Math and Social Studies Personal Financial Literacy Standards Document (PDF)
  • Combined Math and Social Studies Personal Financial Literacy Standards Document (DOC)
• Instructional Unit Samples
  Colorado teacher-authored Personal Financial Literacy instructional units are on our website. Hundreds of teachers from 116 school districts participated in workshops for the creation of Colorado Academic Standards-based curriculum overviews and units.
• Professional Development

PFL Partners

The Colorado Department of Education is a member of the Colorado Jump$tart Coalition. Jump$tart is a nonprofit organization with more than 40 organizations and individuals representing business, government and education throughout the state of Colorado. These partners have joined together to improve the personal financial literacy of Colorado youth by:

• Raising awareness of personal financial literacy;
• Enhancing professional development of Colorado educators on financial literacy issues;
• Coordinating and promoting communication and cooperation among coalition members; and,
• Supporting personal financial education legislation.

Purpose Statement

This site provides a hub of Personal Financial Literacy information and resources to support the academic achievement of all students in Colorado.

Content support through the Colorado Department of Education will address essential elements of a comprehensive district plan to offer standards based teaching and learning. Our intent is to:

• provide tools and supports,
• deliver clear, timely communication,
• enhance collaboration between and among all stakeholders,
• identify research-based approaches to curriculum development and teaching and learning,
• promote professional development opportunities, and
• align and integrate elements of CDE's Strategic Initiatives where appropriate.

We aim to provide tools for the empowerment of all stakeholders to actively participate in the process of implementing the Colorado Academic and English Language Proficiency Standards and transforming teaching and learning throughout the State of Colorado.

Relevant Legislation

In December 2009, the Colorado State Board of Education adopted revised content standards that included integration of Personal Financial Literacy standards within both the economics and mathematics content areas.

Pursuant to the requirements of House Bill 04-1360 (Colorado Revised Statute, 22-2-127), the Colorado Department of Education has developed a financial literacy resource bank to provide technical assistance in financial literacy to school districts. In addition to House Bill 04-1360, House Bill 1168, passed in 2008, required the adoption of standards for Financial Literacy.

Financial literacy enables students to manage savings, investment, and checking accounts, to design and maintain a household budget, to manage personal debt, to understand consumer credit and finance, to manage personal credit options, and to understand and select among short-term and long-term investment options.

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For website assistance in PFL, please contact Alyssa Wooten.